When you buy a home, a letter of pre-approval from your mortgage lender is a key tool you want to have. I’m joined today by Jeff Peer of Fidelity Mortgage to help me explain why.

As Jeff points out, the pre-approval process takes just a couple minutes and is very easy. All you need is a couple pieces of information and Jeff will take a look at your credit and run the numbers. There’s no cost involved for you.

Getting pre-approved for a mortgage will be the first step any real estate agent will want you to go through.If 2017 is anything like last year, this step will be important so you can get a jump on a house when you’re ready to make an offer. Homes will probably be flying off the shelves like they did in 2016.

“The pre-approval is the first step any agent wants you to go through.”

At Fidelity Mortgage, Jeff has access to every program out there, from FHA loans to USDA to VA and beyond. The credit score you need to qualify ranges from 580 to 800, and if you have any issues with your credit, he can help you through them as well. As Jeff says, it’s essentially a free mortgage analysis.

If you’d like to get a hold of Jeff with any questions, email him at jpeer@bosmtg.com or give him a call at 314-651-2558.

If you have any questions about our market or you’re looking to buy a home, give me a call or send me an email soon. I’d be happy to help you.